Popular Banking Options

Adro
Chase College Checking
Bank of America Student Banking
Local Credit Union
SSN Required?

No

Usually Yes

Usually Yes

Usually Yes

Can Open Before Arrival?

Yes

No

No

No

Monthly Fees

$0

$6 (waived for students)

$0 (for students under 24)

Varies ($0-$5)

Foreign Transaction Fees

$0

3%

3%

1-3%

Credit Building

Yes (even without SSN)

Limited

Limited

Limited

Mobile Banking

Yes

Yes

Yes

Often basic

International Wire Transfers

Low-cost transfers

Available (fees apply)

Available (fees apply)

Rarely available

qZF Visa Guides
ZF Visa Guides
Visas 101
Visas 101
ZF Visa GuidesVisas 101
Discount CodeUse HOMEBASEF1 for 10% off!
Team BackgroundFormer U.S. Visa Officers + Immigration AttorneysFormer U.S. Visa Officers & Consular Managers
Visa Types CoveredF-1, B-1/B-2F-1, M-1, J-1, B-1/B-2
Courses Available✅ DS-160 Guidance ($79✅ Interview Preparation ($199)✅ Complete Application & Interview Guidance (Including Bi-Weekly Q&A with a Former Visa Officer & U.S. Immigration Attorney) ($299)✅ Master Class ($92–$280)
Q&A / Live Support✅ Biweekly Q&A with Former Visa Officer & U.S. Immigration Attorney included with complete F-1 visa course✅ Case specific consultation included in Master Class Bundle
Legal Expertise ✅ Yes – courses created by licensed U.S. immigration attorneys
Free Tools / Resources✅ Free F-1 Visa Roadmap 
Best ForStudents seeking expert-led, legally-backed & structured preparationAffordable option for applicants who want consular insight and flexible study options
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Interview Prep Course
Interview Prep Course
🔥 MOST POPULAR Complete F-1 Course

Complete F-1 Course
F/M/J Visa Masterclass
F/M/J Visa Masterclass
Price$199$299$92
Visa CategoriesF-1F-1F-1, J-1, or M-1
Step-by-step DS-160 guidance
Interview preparation strategies
Q&A access with former visa officers✅ 
Common visa mistakes & how to avoid them
OPT/CPT guidance
Handling visa refusals & administrative processing
Resources & toolkits✅ 
Pricing$199$299$92
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Use code HOMEBASEF1 for 10% off ZF Visa Guides!